🍪 COOKIE POLICY

Effective Date:

October 12, 2025

1. Introduction

This Cookie Policy explains how UnderContrac Inc. (“UnderContrac,” “we,” “our,” or “us”) uses cookies and similar technologies on undercontrac.com (the “Platform”).

UnderContrac operates a technology platform that structures and analyzes real estate project data for financing readiness. Cookies help us ensure the platform functions securely, efficiently, and intelligently. This policy should be read together with our Privacy Policy.

2. What Are Cookies?

Cookies are small data files stored on your browser or device that allow websites to function properly, remember preferences, and analyze usage.

We also use similar technologies such as:

  • local storage
  • session storage
  • tracking pixels
  • API-based event tracking

3. Types of Cookies We Use

a. Strictly Necessary Cookies

These are required for core platform functionality and cannot be disabled.

They include:

  • authentication and login sessions
  • security and fraud prevention
  • platform navigation and session persistence
  • saving in-progress project data (temporary)

b. Functional Cookies

These enhance your experience and allow the platform to remember preferences.

They include:

  • saved user settings
  • UI preferences
  • workflow state (e.g., project setup steps, deal inputs)

c. Performance & Analytics Cookies

These help us understand how users interact with the platform.

They include:

  • page views and feature usage
  • interaction with deal creation flows
  • drop-off points in onboarding or project setup
  • general usage analytics (e.g., Google Analytics)

d. AI & Interaction Tracking

UnderContrac uses cookies and similar technologies to support AI-driven functionality.

These may track:

user inputs and prompts (session-linked)

interaction flow within deal structuring

feature usage tied to AI outputs

4. How We Use Cookies

We use cookies to:

  • Ensure the platform operates securely and reliably
  • Maintain session continuity during deal creation
  • Store temporary project inputs and workflow progress
  • Analyze how users interact with financing readiness flows
  • Improve platform performance and usability
  • Support marketing and growth efforts

5. Third-Party Cookies

We may allow third-party services to place cookies, including:

  • Google Analytics — usage analytics
  • Meta (Facebook Pixel) — ad tracking
  • Embedded tools (e.g., Calendly, video embeds)
  • AI infrastructure providers (indirect session handling, if applicable)

These providers maintain their own privacy policies.

6. Data Sensitivity & Platform Context

Because UnderContrac involves real estate and financing-related workflows:

  • Some cookie data may be associated with project-level activity
  • Cookies may support temporary storage of deal structuring inputs
  • No cookies independently determine financing outcomes

7. Your Choices

You can:

  • Accept or reject cookies through our cookie banner
  • Adjust browser settings to block or delete cookies
  • Modify cookie preferences at any time

Note:

  • Disabling certain cookies may impact
  • platform functionality
  • session continuity
  • saved progress in deal creation

8. Data Retention

Cookies may be:

  • Session-based (expire when browser closes)
  • Persistent (remain for a defined period)

Retention varies depending on purpose but is limited to what is necessary for platform operation and improvement.

9. Updates to This Policy

We may update this Cookie Policy to reflect changes in technology, legal requirements, or platform functionality.

Updates will be posted with a revised Effective Date.