PRIVACY POLICY

Effective Date:

October 12, 2025

1. Introduction

UnderContrac Inc. operates a platform that standardizes and analyzes real estate project data for financing readiness.

This Privacy Policy explains how we collect, use, and protect your information.

2. Information We Collect

a. Account Information

  • Name
  • Email
  • Contact details

b. Project & Property Data

  • Property addresses
  • Construction budgets
  • Project timelines
  • Deal assumptions

c. Financing Data

  • Capital requirements
  • Loan assumptions
  • Financial inputs

d. Identity Data

  • Government-issued ID
  • Identity verification data
  • KYC-related information

e. AI Interaction Data

  • User prompts and inputs
  • AI-generated outputs
  • Interaction logs

f. Technical Data

  • IP address
  • Device information
  • Usage analytics

3. How We Use Information

We use data to:

  • Generate AI-powered analysis
  • Structure financing-ready deal outputs
  • Improve platform performance
  • Facilitate connections with lenders (when initiated by user)
  • Maintain security and compliance

4. AI Disclosure

UnderContrac uses artificial intelligence to generate insights and structured outputs.

AI outputs:

  • may be inaccurate
  • are not guaranteed
  • should not be relied upon without independent verification

5. Data Sharing

We may share data with:

  • Lenders (only when initiated by you)
  • Cloud and infrastructure providers
  • AI service providers
  • Identity verification providers

We do NOT sell your personal data.

6. Data Ownership

You retain ownership of all data you submit.

UnderContrac processes your data solely to operate and improve the platform.

7. Data Retention

We retain data:

  • While your account is active
  • As needed for legal and operational purposes

We may anonymize or delete inactive data.

8. Security

We implement industry-standard safeguards.

However, no system is completely secure, and we cannot guarantee absolute security.

9. Regulatory Positioning

UnderContrac is not a:

  • lender
  • financial institution
  • broker-dealer
  • investment advisor

10. Your Rights

You may:

  • Request access to your data
  • Request deletion
  • Update your information

Contact: info@undercontrac.com